OnePay is a Secure Digital Currency Payment Solution.

Delivers a Secure Digital Currency
Can Not be Lost or Stolen
+ Deployable on any Closed Prepaid Network
+ Cellular Operators
+ Transit Authorities
+ Private and Government Institutions
+ Full Integration with MultiPay platform
OnePay Card with Secure Application
Provides an Online Marketplace for the Unbanked
Includes IDComplete for Cardholder Verification
IDComplete for Real-Time Consumer Transaction Notifications
Top-Up via PaySpot or OnePay Merchant
Cash-Out via any PaySpot using FP Biometric Verification
+ Provides Merchants with Proximity Marketing opportunities

For Merchants and Consumers



OnePay Merchant Solution

Mobile Application and NFC Reader to accept OnePay payments
 
+ Supports All Smartphone Platforms
+ Easy to Use User Interface
+ Does Not Require Hardware Investment
+ Works with Standard NFC Smartcard Technology

Merchant Experience

Step 1: Consumer makes purchase, and merchant enters amount into mobile application.
Step 2: Consumer presents OnePay card onto the NFC reader of the merchant smartphone.
Step 3: Consumer is sent a message to their OnePay registered smartphone to accept or decline the transaction.
Step 4: By accepting, consumer enters their secure pin and hit ok.
Step 5: Consumer account is debited and merchant account is credited.

Top-Up OnePay Card

+ Funds from merchants OnePay account are used, merchant keeps the physical cash paid in.
+ Consumer is notified in real-time via their OnePay registered smartphone with top-up amount.

Proximity Marketing

+ Merchants can send targeted marketing to their OnePay consumers within a set geographic area.
+ OnePay consumers can find OnePay merchant locations.

OnePay Consumer Application

 + Supports All Smartphone Platforms
 + Runs as a Background Application
 + Easy to Install
 + User Friendly Interface

Install from Google Play or App Store

 + Enter OnePay Code obtained during enrollment at PaySpot Kiosk
 + The system will send the user's pin to the registered OnePay smartphone
 + System will associate the mobile device and phone # with the OnePay card

Consumer Experience

Step 1: To complete the OnePay transaction the cardholder will accept on the OnePay registered smartphone
Step 2: To accept, the cardholder will enter their pin and select accept.